1 - You do not need a washer behind the cam gear, that was for early timing sets, not sure anyone even sells a top gear like that now, and definitely not for the FMS roller. However, you do need a washer on the cam bolt that captures the dowel from backing out.
2. SCAT cranks use Chevy-style woodruff keys. However, I have had to grind/file all but one down, the one I didn't I used an old key, so it could have already been ground or shaped differently. Some guys run only one, I use both slots for the timing gear along with the key stock for the balancer.
3. The oil slinger has been a debate for a long time. I cannot say definitively that you NEED one. However, I have never seen one leak without one (which is what I thought it was for) However, Blair brought up oiling, and looking at how it fits into the timing cover with the lip above it, I can confidently say that I think it directs more oil to the lower gear. I used to use them because I thought it protected the seal, now I use them because I like the way it directs oil. However, I know many guys successfully leave them out too
4. If I have a stuck lower gear I use 2 small pry bars at the same time, they usually move easy enough, although you feel silly trying to use two bars at the same time
However, if it is fully seated against the crank, and you can get the top gear on, then you could leave it. Often I find that if the lower gear isn't all the way on it is easier to slide the top gear onto the dowel.